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Hixme Health Bundle Leverages Expanded Coverage at Lower Cost

Erik Wissig serves as the chief financial officer of Hixme Insurance Solutions, Inc., a provider of technology-based solutions designed to help employers offer worker-owned health benefit packages. Products available through Erik Wissig’s California-based company include the Hixme Health Bundle, a comprehensive healthcare plan package for workers and their families.  The Hixme Health Bundle helps workers obtain better coverage at a lesser expense by expanding medical coverage beyond the limits of a traditional standalone core insurance policy. Workers start with a core health insurance policy and may supplement additional coverage in order to mitigate the financial consequences of unexpected medical events. Individual features vary among bundles, allowing workers to create a plan that suits their specific needs and circumstances.  Extra value is created through safety net features that trigger only when needed, which reduce deductibles and out-of-pocket expenses. Reductions...
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Hixme Insurance Solutions - Enabling Better HR Options for Benefits

As chief financial officer of Hixme Insurance Solutions, Inc., Erik Wissig guides a technology-enabled firm that provides larger companies a platform for enabling employees to take ownership of their health benefits. Erik Wissig and others at Hixme provide an in-depth look at issues confronting clients through dedicated webinars, including a recent one on “The Battle of the HR Professional: A Deep Dive into the Benefits Function.” Speaking on the webinar, Hixme CEO Denny Weinberg addressed specific challenges related to benefits, which he defined as the most costly among the full array of issues that HR professionals deal with. With HR professionals focused on attracting and retaining top level talent, they must balance financial constraints and competitive pressures.  Within the benefits sphere, battlegrounds have emerged on a number of fronts amid a landscape of rising “out-of-control” costs and third-party health coverage purchases that are uneconomical. One goal of Hixme is...
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How To Deliver Value During Times Of Change

Reposted from  Forbes.com Jeff Thomson:  The healthcare industry has undergone fundamental transformation over the past few years. What are the greatest challenges the finance department has faced as a result and how are you addressing them? Erik Wissig:  The broad-based cost increases and regulatory uncertainty across healthcare and health insurance has exacerbated two key challenges: 1) anticipating where increases and changes will materialize and getting out ahead of them as an organization; and 2) a revenue model based on a reimbursement or commission environment that is continuously under pressure, where healthcare providers have limited ability to adjust pricing for their products and services provided. For example, the ACA has impacted everyone in and outside of healthcare in some way. Many organizations are struggling to understand its impact and how best to deal with it. The finance department is challenged with identifying the impact on its business and s...
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