Hixme’s Flexible, Right-Sized Employee Health Coverage

Erik Wissig serves as Hixme Insurance Solutions, Inc.’s chief financial officer and provides technology-enabled health benefit solutions that are worker-owned and meet the needs of large organizations. As described by the Hixme’s CEO, Erik Wissig’s firm is addressing a nationwide situation in which health care costs are rapidly increasing.

According to CEO Denny Weinberg, Hixme’s approach centers on the prevalence of over-insurance, with coverage that far exceeds most people’s actual needs draining resources that could better be used elsewhere. A major reason costs are rising is that coverage is essentially designed to meet the needs of a small fraction of employees. The answer is to empower workers through choice when selecting a plan.

Through Hixme, employers can provide custom coverage while avoiding the need to design health care packages themselves. Employees are given tools to compare and shop, with brokers helping them select ideal coverage sized to the needs of them and their families.

Hixme’s solutions are suited to a landscape in which many companies no longer define benefits in ways that center on full-time workers. Within a “gig economy” workforce, employers can offer benefit programs to a wider range of people and be flexible in the level of coverage offered. With employers structuring contributions separately, equal access is provided within the open market to contractors, part-time and full-time workers, spouses, and children.

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